Protective® Market Defender II Annuity

    Your fee-free strategy for protecting and growing your clients’ investments.


  • Calculate Performance Now

    Use this tool to show clients how Protective Market Defender II helps to limit loss and grow their investment through different market scenarios.

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  • Protection from Market Downturns Icon

    Protection from Market Downturns

    With both floor and buffer options available, Protective Market Defender II offers various levels of downside protection.

  • Growth Opportunities Icon

    Market-Linked Growth

    Growth potential based on the performance of market-linked indices.

  • No Annual Fee Icon

    No Annual Fees +
    Tax-Deferred Savings

    No annual fees combined with tax-deferred saving to help clients keep more of their earnings.

  • Father and son prepare a canoe
  • When Markets Drop,
    Avoid the Loss

    This product’s floor and buffer protection helps clients avoid investment loss from market downturns.

  • Calculate Performance Now

    Show your clients their investment with the floor and buffer protection in a variety of market scenarios using our interactive calculator.

    • Choose your own investment amount and allocation strategies
    • Easily compare performance scenarios at point-of-sale to explain how it works
    • Quickly download illustration outputs
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  • We are here for you

    For support with illustrations, submitting business or any other requests, please contact us or visit our website.

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  • Not a Deposit • Not Insured By Any Federal Government Agency • No Bank or Credit Union Guarantee • Not FDIC/NCUA Insured • May Lose Value

    Protective® is a registered trademark of Protective Life Insurance Company and Market Defender II is a trademark of Protective Life Insurance Company.

    All payments and guarantees are subject to the claims-paying ability of Protective Life Insurance Company. Neither Protective Life nor its representatives offer legal or tax advice. Purchasers should consult with their legal or tax advisor regarding their individual situations before making any tax-related decisions.

    Annuities are long-term insurance contracts intended for retirement planning.

    Protective Life refers to Protective Life Insurance Company and its affiliates. Securities offered by Investment Distributors, Inc. (IDI) the principal underwriter for registered products issued by PLICO, its affiliate. PLICO is located in Brentwood, TN. IDI is located in Birmingham, AL.

    Protective Market Defender II is a single premium deferred registered indexed-linked annuity contract issued under the generic state-specific form RILA-P-2017.

    Protective Market Defender II is issued by Protective Life Insurance Company. Contract form numbers, product availability and product features may vary by state.

    Protective Market Defender II is not an investment in the securities market or any index. Indexed interest could be less than that earned in a traditional fixed annuity, and you could experience a loss of principal due to negative index performance.

    Investors should carefully consider the investment risks of Protective Market Defender II before investing. This and other information is contained in the prospectus. Investors should read the prospectus carefully before investing. Prospectuses may be obtained by contacting PLICO at 800-456-6330.